Pause before you pay.
Forward any suspicious message, screenshot or voice note to Ruko on WhatsApp. Know in 10 seconds if it’s a scam.
Message Ruko on WhatsAppCall kaat dijiye. Ek rupya mat bhejiye.
- Free for everyone
- No app to install
- 11 Indian languages
- Replies in text or voice
Indians reported losing ₹22,495 crore to cyber fraud in 2025. Of everything lost since 2023, about 0.4% came back. What works is stopping the payment.
National Cybercrime Reporting Portal (I4C) figures, as reported in Parliament and the press.Send anything you’re unsure about
If it asks for money, a PIN or your silence, forward it to Ruko first.
- WhatsApp forwards
- SMS screenshots
- Call recordings and voice notes
- Links
- PDF "notices"
- UPI IDs
Forward it
From any chat, SMS or call recording.
Checks it in about 10 seconds
Gemini reads it. Google checks every link.
Gets an alert
If it’s a scam, they can call you before you pay.
Scripts we see every day
Video call pe rahiye. Aapke naam pe money laundering case hai.Digital arrestJoin our SEBI-registered group. Guaranteed 30% a month.Fake trading appYour account will be blocked today. Update PAN now.Bank KYCYour electricity will be cut at 9:30 tonight. Call this officer.Bill disconnectionLike 3 videos, earn ₹150. Pay ₹1,000 to unlock the next task.Task jobEnter your UPI PIN to receive the ₹5,000 refund.UPI PIN trickAlready paid?Act in the first hour.
Money moves through several accounts fast. Reported quickly, it can still be frozen. Tell Ruko what happened and he walks you through each step.
Call 1930 now- Right now
Call 1930
The national cyber fraud helpline can ask banks to freeze the money.
- Within 3 working days
Tell your bank in writing
Under RBI rules, reporting this fast can mean you don’t carry the loss.
- Today
File at cybercrime.gov.in
Ruko writes the complaint from your screenshots: amount, time, UTR and the scammer’s UPI ID.
- Always
Never pay to "recover" money
A recovery fee is the second half of the same scam.
Free for everyone. A plan for families.
Free
₹0
For anyone with WhatsApp
- 20 scam checks a day
- Replies in your language, text or voice
- 1 family member gets alerts
- Help if you’ve already paid
Family Plan
₹99 / month
or ₹999 a year, 2 months free
- Everything in Free
- Up to 5 family members get alerts
- 100 scam checks a day
- Pay by UPI Autopay, cancel any time
Ruko sends a payment link on WhatsApp, so the plan attaches to your number.
Ruko doesn’t save your messages, photos or recordings, and they never train AI. Send "delete my data" to erase everything. Privacy policy